COVID-19 Resources for Businesses

Below is a list of useful links and updates about COVID-19 resources. We are continuing to add information to this page. 

 

 

Resources for Businesses

Beverly Main Streets 

We are collecting info from downtown businesses in this form Are you open / closed / offering outdoor dining, shopping, take out etc?

List of downtown Beverly businesses that are open/closed and offering outdoor dining, shopping, takeout, delivery, online services etc.

 

City of Beverly

https://www.reopenbeverly.com/

City of Beverly COVID-19 Resources

 

 

 

State of Massachusetts

Detailed industry reopening plan

Reopening Compliance Attestation Poster

Reopening Employee Poster

Reopening Employer Poster

Reopening Control Poster

COVID-19 Resources and Guidance for Businesses

Layoff Aversion

Work Share (Employers can divide available work between affected employees instead of laying off workers)

MassHire Department of Career Services Rapid Response Employer Information updated 4/14

Click here for the full list of categories of “COVID-19 Essential Services” updated March 31

COVID-19 Essential Services FAQs are here, providing further guidance on a rolling basis with regular updates

 

To request a waiver to receive an essential service designation (from the Executive Office of Housing & Economic Development, The Commonwealth of Massachusetts)

  1. Businesses deemed essential based on the “COVID-19 Essential Services” guidance do NOT need to apply for an Essential Service Designation  
    • Please reference the “COVID-19 Essential Services” guidance to see if your business is covered – https://www.mass.gov/doc/covid-19-essential-services
    • If your business is covered, you do not need to take any action or receive an essential service designation
  2. Businesses that are NOT covered under current guidance can submit an online request to be designated as essential for the purposes of the Emergency Order  
  3. Please do not send duplicative emails to covid19.biz@mass.gov if you submitted via the online form
    • Staff is actively monitoring this inbox; duplicate inquiries are not necessary.

We will continue to keep this group informed by sending emails, posting on EOHED’s website, and by updating the “COVID-19 Essential Services” list. Due to the current volumes, we will not be responding to individual queries.

 


Massachusetts Small Business Development Center

If you do not already have an SBA coach, and you have questions regarding the Economic Injury Disaster Loan (EIDL) and Payroll Protection Plan (PPP) process,  the Massachusetts Small Business Development Center (MSBDC) would be happy to answer questions.  They provide one-to-one confidential free advising.  Your must first complete a Request for Counseling (RFC).  The RFC may be obtained at http://sbdc.salemstate.edu/rfc.html .

 


 

PPP updates

PPP  Forgiveness Application

PAYCHECK PROTECTION PROGRAM LOANS Frequently Asked Questions (FAQs) updated as of 4/7

Paycheck Protection Plan Interim Final Rule 2_0 – dated April 15

 

Helpful Phone Numbers – SBA Resources for EIDL and PPP

  • SCORE – 978.927.2282
  • Center for Women & Enterprise – 617.536.0700
  • Small Biz Development Ctr (SBDC) – 978.542.6343

 

CARES Act

Massachusetts Announces Initial Implementation Of New Federal Unemployment Benefits From CARES Act

Policy Brief: The Coronavirus Aid, Relief, and Economic Security Act (The CARES Act) by Greater Boston Chamber

The Small Business Owner’s Guide to the CARES Act – The U.S. Senate Committee on Small Business and Entrepreneurship

How the CARES Act can help your Business provided by Seth Moulton

MA Small Business Development Center Network – Massachusetts Export Center – Financial Programs and Resources for Exporters

 

US Small Business Administration
Coronavirus (COVID-19): Small Business Guidance & Loan Resources

“The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 10:30 AM EDT from approved lenders on behalf of any eligible borrower. This will ensure that SBA has properly coded the system to account for changes made by the legislation.”

 

Information from https://www.mass.gov/info-details/covid-19-resources-and-guidance-for-businesses#sba-relief-options-

Summary of U.S. Small Business Administration (SBA) Financial Assistance

The Paycheck Protection Program (PPP) is a loan program designed to provide a direct incentive for small businesses to keep workers on the payroll. Loans are up to $10M, with a 1.0% interest rate and a 2-year maturity; there are no payments for the first six months.

The Economic Injury Disaster Loan Advance is a Loan Advance of $10,000 that is available to applicants who have been approved for an Economic Injury Disaster Loan; it does not need to be repaid, so you can think of the Advance as a grant for business expenses.

The Express Bridge Loan Program is available to businesses that have an existing business relationship with an SBA-approved lender; speak to your lender about accessing this option while you await a decision on long-term financing.

The SBA is also offering Debt Relief to small businesses. Under this relief, the SBA will automatically pay the principal and interest for six months beginning March 27th, 2020 for qualifying new and current holders of 7(a) loans, 504, and microloans

Federal Tax Relief Provisions

The Employee Retention Tax Credit is a tax credit against federal tax liability that can benefit almost any employer (regardless of size and including tax-exempt organizations) whose business has been either fully or partially suspended by government orders due to COVID-19, or whose revenues have been significantly impacted by the COVID-19 outbreak. The purpose of the credit is to reduce a portion of the costs of keeping employees on payroll and provide direct relief to businesses. Employers can have an effective “refund” (tax credit) of up to $5,000 per employee by reducing their required payroll deposits. Eligibility for the credit is impacted by the business’ utilization of other federal stimulus programs. Read more about this provision in the IRS’s policy document and keep an eye on the IRS’s Coronavirus Tax Relief page for additional guidance as it becomes available.

 

State Tax Relief

The Massachusetts Department of Revenue (DOR) is actively monitoring the latest developments regarding the COVID-19 coronavirus. Please visit their COVID-19 Coronavirus Response Update page for the latest on filing and payment extensions and penalty relief, tax or debt resolutions, communicating with DOR, and more.

 

Prepared by the U.S. Chamber of Commerce – Everything You Need to Know About Coronavirus Federal Small Business Stimulus Aid Programs

 

Prepared by the U.S. Chamber of Commerce – Coronavirus Emergency Loans Small Business Guide and Checklist

MA Small Business Development Center Network – Massachusetts Export Center

 

Families First Coronavirus Response Act: Employer Paid Leave Requirements

 

Grants, Loans, Crowd Funding and more 

Massachusetts Growth Capital SBA Microloan program

MassDevelopment Equipment Loan

Small Business Relief Tracker: Funding, Grants And Resources For Business Owners Grappling With Coronavirus   (note – some of these resources, especially the grants, are available on a first-come, first-served basis so apply sooner rather than later)

Facebook Small Business Grant Program –  We’re now accepting applications for all eligible areas in the United States

Patronicity Crowd Funding

Mainfest Crowd Funding

LISC resources, including grants

LISC Small Business Recovery Grant Program for Massachusetts – The link to the application will be available online beginning Monday, April 20 at noon, 12 PM EST and will close on Friday, April 24 at noon, 12 PM EST.

 

CDC

Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

 

US Department of Labor

DOL Coronavirus Resources

 

To make a donation of supplies to Beverly Hospital

Food or Material Donations to Beverly Hospital

Hospitals need your help

Covid-19 Gift-in-kind Acceptance for Businesses

AGH and BH Gift-in-Kind Loading Dock Directions

 

Downtown Boston and surrounding area

ADVISORIES, BUSINESS RELIEF & RECOVERY RESOURCES

 

Reliable PPE & Plexiglass Sources

Masks
Salem Plumbing Supply
Amazon
Restaurant Depot
Cleanzone
Sysco
Conley Drug Store
Trimark United East
Arrow Paper
Grainger
US Foods

Gloves
Gordon Food Services
Trimark
Sysco
Restaurant Depot
Staples
Sirois
Arrow Paper
Amazon

Plexiglass
Interstate Plastic
Trimark
Lowe’s
Home Depot
Weaver Glass
Picture Hanging Systems (sneeze guards)

 

Resources for Restaurants

Massachusetts Restaurant Association Coronavirus Information & Resource Page

Independent Restaurant Coalition – Resources page

Independent Restaurant Coalition – COVID-19 Legislation

The Paycheck Protection Program study

National Restaurant Association

Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) Executive Summary for Restaurants

This Technical Information Release announces that the Department of Revenue will waive any late-file or late-pay penalties imposed under G.L. c. 62C, § 33 for returns and payments due during the period March 20, 2020 through May 31, 2020, for certain taxpayers with meals tax and room occupancy excise obligations. TIR 20-2: LATE-FILE AND LATE- PAY PENALTY RELIEF FOR CERTAIN BUSINESS TAXPAYERS AFFECTED BY THE COVID-19 STATE OF EMERGENCY

Restaurant Employee Relief Fund

Save America’s Restaurants Petition

Behind You Emergency Fund

United States Bartenders Guild Charity Foundation

Grubhub announcement

Toasttab resource list

Restaurant Strong Fund

Resources for Artists

Mass Cultural COVID-19 Relief

Mass Cultural Gaming Relief for non-profit and municipal performing arts centers

Mass Cultural Relief fund for artists – due April 22

Americans for the Arts COVID-19 Relief information

 

New England Foundation for the Arts COVID-19 Resources

Anonymous Was A Woman Emergency Relief Grant

Congress passes “CARES” act providing immediate economic relief for entertainment workers

Mass Cultural Council COVID-19 Resources

Creative Collective – COVID-19 Resource and information page

Lost Income Due To COVID-19? Here Are Grants And Resources For Artists And Nonprofits

Creative Capital – List of Arts Resources During the COVID-19 Outbreak

 

Resources for Non-profits

Massachusetts Nonprofit Network COVID-19 Resources

ECCF COVID Fund application

Barr Foundation’s investment toward COVID-19

TSNE COVID-19 Resources

 

Resources for Residents

MA Pandemic Unemployment Assistance

Employee Unemployment FAQ: COVID-19

Frontline Worker Resources

Beverly Bootstraps – Help feed Beverly

Resources from SeniorCare

Healthcare Liability Protections Bill Summary

H4647-Evictions Foreclosures Bill Summary

Beverly Athletic Club community resource page

Mass 2-1-1

MBTA COVID-19 info (reduced service)

Applying for SNAP benefits

How to apply for MassHealth

Help paying heating bills

Elder Services North Shore